Buying and Value
11 articles from the Journal
Two pieces that look alike can be priced very differently, and the reasons are rarely explained at the counter. These guides break down how a jewellery price is built, from metal value and making charges to GST, and how diamond prices are worked out per carat. They cover resale value, insurance, the difference between fine and fashion jewellery, and a checklist for buying safely online. They suit any man, or anyone buying for one, who wants to understand a quote before agreeing to it.
How Much Should an Engagement Ring Cost in India?
There is no correct amount: spend what you can pay without borrowing. At the time of writing, natural diamond solitaire engagement rings in India cost about ₹46,000 for 0.20 carat, ₹75,000 for 0.30 carat and ₹1.3 lakh for 0.50 carat in gold, while a 1 carat lab-grown solitaire cost about ₹57,000 to ₹90,000.
AXIOM Journal
Oct 14, 2026
Silver Jewellery Making Charges: How a Silver Price Is Built
Silver jewellery making charges are the jeweller's fee for turning silver into a finished piece, quoted per gram, as a percentage of the metal value, or as a flat price per piece. The full price is net weight × the fine silver rate × purity (0.925 for sterling), plus making, stones and hallmarking, plus 3% GST on the total.
AXIOM Journal
Oct 10, 2026
GST on Jewellery in India: Rates on Gold, Silver, Diamonds and Making
GST on jewellery in India is 3% of the full value of a finished piece of gold, silver, platinum or diamond jewellery, charged as 1.5% CGST plus 1.5% SGST, or 3% IGST on an inter-state order. Loose cut diamonds attract 1.5% and rough diamonds 0.25%, under rates in force since 22 September 2025.
AXIOM Journal
Oct 10, 2026
Jewellery Insurance in India: How to Insure a Ring or Chain
Jewellery insurance in India comes in three main forms: optional valuables cover on a home policy, which protects jewellery at home against named events such as fire and flood; burglary cover for theft after a break-in; and all-risk cover, which can protect a ring or chain wherever you wear it. Claims need an invoice, valuation and photographs.
AXIOM Journal
Oct 10, 2026
Fine Jewellery vs Fashion Jewellery: What You Are Paying For
Fine jewellery vs fashion jewellery comes down to what the piece is made of throughout. Fine jewellery is solid precious metal, such as 18K gold or 925 sterling silver, and holds metal value. Fashion jewellery is base metal with at most a thin coating, so an "18K gold plated" chain is not gold and its colour wears off.
AXIOM Journal
Oct 10, 2026
Diamond Price per Carat in India: How It Is Calculated
Diamond price per carat in India is a rate set by the stone's weight band and grade, and the total price is that rate multiplied by the carat weight. The rate rises with size, so a 1.00 carat stone costs more per carat than a 0.90. Lab-grown diamonds are priced at a small fraction of natural ones.
AXIOM Journal
Oct 10, 2026
Is It Safe to Buy Jewellery Online in India? A Buyer's Checklist
Yes, it is safe to buy jewellery online in India if you check the seller before you pay: a named legal entity with an address and GSTIN, BIS hallmarked metal with a HUID you can verify, a diamond description in writing, payment through a proper gateway, insured delivery, and return terms you have actually read.
AXIOM Journal
Oct 10, 2026
Men's Diamond Ring Price in India: What Your Budget Buys
A men's diamond ring in India can cost from under ₹25,000 to several lakh. The price depends mostly on the metal (silver, 14K or 18K gold, platinum), whether the diamonds are natural white, lab-grown or natural black, and their total carat weight. ₹50,000 buys a good ring if you choose which of those to prioritise.
AXIOM Journal
Oct 7, 2026
Diamond Resale Value in India: Natural vs Lab-Grown, Honestly
Diamond resale value in India is typically 80 to 90% of the stone's current value under published buyback policies, plus the metal at the day's rate, and nothing for making charges, GST or retail margin. On a ₹1,03,000 ring that can mean about ₹75,500 back. Exchange pays more than cash, and lab-grown diamonds resell for much less.
AXIOM Journal
Oct 6, 2026
Why Does 925 Silver Jewellery Cost More Than the Silver Price?
925 silver jewellery is expensive next to the silver price because the metal is usually a small part of what you pay. A 10 gram sterling silver ring holds about ₹2,000 of silver at late-September 2026 benchmark rates; design, casting, stone setting, hand-finishing, the stones themselves, hallmarking, overheads and GST make up the rest.
AXIOM Journal
Oct 5, 2026
Best Men's Jewellery Brands in India: An Honest Comparison
The best men's jewellery brand in India depends on the metal you want. This guide compares 15: Tanishq, Malabar and Kalyan for gold; CaratLane and BlueStone online; Jewelove for platinum; Limelight for lab-grown diamonds; GIVA and Palmonas for silver and demi-fine; The Men Thing and Salty for steel; AXIOM for men-only diamond-set silver; and Amaris, Aulerth and Drip Project among newer homegrown labels.
AXIOM Journal
Sep 29, 2026